Settle your debt for less and become debt free faster
Consolidate all your unsecured debts into one with lighter monthly payments.
Get out of debt as fast as 24-48 months and get a fresh financial start.
#ZERO UPFRONT FEES
$ZERO MONTHLY FEES
Get a free, no-obligation consultation
Get a free estimate today
See how quickly you can be debt free
No fees until your accounts are settled
Your estimated debt owed?
So far they have been very forthcoming and let me know that the other service I was considering would have ended up with me being sued. They also saved me $250 per month in comparison to the other company. If you have debt I would highly recommend giving them a call.
Cornelius W.
They made everything clear to me. I am pleased with the plan of action. I feel comfortable with the decision and I realize that it does have a negative effect on my credit but after 4 years my credit was fine and I was able to get credit for an $80,000 BMW. My house is paid off and I already have a new car that is financed with no interest payment. I am doing great and on my way to be debt free.
Dede Storms
This company knows how to work with you they are very honest strong and know really how to get you out of Debt.it would of taken us 10 years just to pay off our Debt.and yet it took them in one year to settle everyone, you,ll will find on other company who works hard in helping out, they are very TRUSTED, and once they get started they always keep inform what's going on. I promise you,ll will feeling great about this company!
Timothy Evans
This was by far the best decision I have ever made. The customer service was top notch and were extremely easy to work with. My only regret was not going with them sooner. Would highly recommend to anyone!
Sasha Zanjani
They work great with your income to fix your payments and the date that you want to start. Everytime i need to contact them they respond immediately. I really recommend this to anyone who wants to be debt free.
Miguel Luna
FREE CONSULTATION
Talk to us for a free consultation. Tell us your situation, then find out your debt relief options – no obligation.
LOWER REPAYMENT PLAN
We create an affordable plan that works for you. Approve your plan, personalized from our suite of products.
GET OUT OF DEBT
Get out of debt faster than you think. Get back to financial stability and living your life within 24-48 months.
Get a fresh financial start and become debt free faster
Reduce your credit card debt and get your life back financially
Debts are typically resolved in as little as 24 to 48 months
Simplify and consolidate all your debts into one monthly payment
No upfront fees. We don’t charge anything until we resolve your debt.
Our experts are always available to answer your questions or concerns
Keep track of your debt relief program progress through our Client Portal
With more than 14 years of experience in helping people become debt free, we are passionate about what we do. We’ve helped thousands
of people just like you get on the path to financial freedom. Our goal is your long-term financial success. We will work with and for you to
help achieve a debt-free future.
Debt relief is just that – relief from the crushing weight of your debt. We can help you cut your monthly payments immediately to free up your cash flow. Then we will work with you to become debt-free as inexpensively and quickly as possible.
The program is straightforward. Instead of paying your creditors directly, you’ll make monthly deposits into a Trust Account, which is in your name and fully under your control. As the funds grow, we’ll reach out to your creditors to negotiate reduced balances. (Since you’re no longer making payments to them, they’ll likely prefer settling for a smaller amount rather than risking getting nothing.) Once an agreement is reached, you’ll give us permission to use the money in your account to pay off the reduced balances. As each account is settled, it should be reported as having a zero balance.
Our goal is help you get out of debt and that means making sure our fees work with your budget. We will work closely with you to find a plan that fits with your life and make sure the deposit schedule helps you become debt free faster.
We do charge for our services but here’s the good news - our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.
Our fees vary by state and the amount of your debt (up to 25% of your enrolled debt). Compared to the thousands of dollars in interest you may pay on credit cards while struggling to pay them off, you can still expect to see an impressive amount of savings with Simula
Program Matching
Get your free debt Consultation and let our experts match you with the right program to fit your needs and lifestyle. Call us at (844) 643-2889 Or sign up right here (link).
Fund your Trust Account
You will make payments (usually less than your regular amount) into your own client-trust account. It is like a separate savings account just for your debt resolution.
Debt Elimination
As the funds build in your trust account, Simula will negotiate with your creditors and pay off your debt for less than what you owe. We will continue to negotiate and pay off your debt until all of your creditors have been paid.
Financial Freedom
When all of your debt has been paid, you will be back on track to becoming debt free and enjoy new-found financial freedom. Your debt-to-income ratio will be restored and new opportunities may be available to you!
Denied by several banks and credit card consolidation companies it was very refreshing to have someone on my side fighting for me. Compassionate friendly people was very refreshing. I would highly recommend.
Kimberly Manning